Student’s loans and parents’ financial troubles

Quite a lot of Americans can admit that they have some bigger or smaller trouble with their finances. As we know, bad financial situation can influence creditworthiness and our eligibility for loans. You won’t get a loan with 560 credit score. That’s just bad. Simultaneously, student loans are very popular and there arises a question: … Read more

Tips for creating your family budget

If you do not control your family finances, they usually do not “behave” well. Having them studied and well organized becomes necessary, especially when we have some debts to pay off or our income is not as satisfying as we would like it to be. You will need a few hours and clear mind enabling … Read more

You, your smartphone and your kids

Parenting can be a bit monotonous and boring sometimes. Fortunately, someone has invited smartphones and we have work, contact with our friends, entertainment and some break from other occupations in one hand. You play with your kid and check Facebook or read something on the internet? Many of us do this, but have you ever … Read more

43 Simple Ways To Simplify Your Life

Simplicity. How can we make things simpler, more streamlined, or more efficient? Is this all just hype or is there actually something to this simplicity thing? Reducing complexity in my life has reduced stress, increased free time, and top priorities are actually top priorities. When we simplify as much as we can we are better … Read more

Isn’t there too much stress in your family?

Stress is a part of our lives. We both need it and have too much of it. How to find the happy medium? Unfortunately, stressed parents “infect” their children with stress as well. Bad atmosphere spreads out very quickly, and home – the place which is supposed to be the oasis of calm and to … Read more

Have you given up too soon?

Normally I’m all for simplifying, ditching commitments we no longer have time for or passing on joining activities we don’t love. The exception is when it comes to the important things. I think a lot of time, so many of us, give up far too soon. Marriages dissolve, we change jobs, we quit sports, forget … Read more

Have you waited too long?

I was talking with Corey from Simple Marriage the other day on the topic of investing in family and ourselves. As a family therapist Corey sees all sorts of people and families, all at varying stages of happiness and contentment. A comment that Corey made struck me and has stuck with me for several days. … Read more

The power of small changes

Dream big. Shoot for the moon. Go big or go home. We’ve heard it all. I’m all for making big changes, big advancements and big steps but too often we think we need to make them all at once. We have an all or nothing mentality. Consider an angle. At the point the lines originate … Read more

How to make overtime work for you

In the past year my freelance design business has been doing very well and I found myself doing something most people do at some point in their lives – working overtime. It was actually a new experience for me as I’ve worked hard and been fortunate enough to be able to grow my business well … Read more